You could be making this 401(k) mistake

NEW YORK — You could be cheating yourself out of some retirement money without even knowing it.

Two in three people saving money in a target-date fund are not using it correctly, according to a report from Financial Engines.

When you’re choosing the funds for your 401(k), a target date fund (TDF) might be one of your options. It’s supposed to be an easy way to choose your investments. Rather than selecting a handful of different funds to create the right mix of stocks and bonds...

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