Why America’s biggest health insurers are suddenly devouring each other

Less than a month after Aetna announced an agreement to buy Humana for $37 billion, we’re getting another health insurance mega-merger: Anthem is reportedly set to close on a $48 billion deal to buy Cigna.

Should the deals get past regulators, the US will go from five major national insurers to three. Each of the three would have more than $100 billion in revenue, if last year’s figures hold, and cover tens of millions of Americans.

Regulatory approval is no slam dunk. Since the...

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