Republicans Have Found a Nuclear Option to Kill Regulations

Mick Mulvaney, since November the acting head of the Consumer Financial Protection Bureau, could have killed an Obama-era directive cracking down on discriminatory lending on auto sales with a snap of his fingers. In 2013, the new bureau put auto dealers and the finance companies they work with on notice: We have found evidence that auto loans are often marked up for Latino and African-American customers, and will be monitoring your compliance with fair lending laws. Study after study had...

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