Late start on retirement saving? Here’s how to play catch-up

I’m in my early 50s and just beginning to plan for retirement. I recently opened an IRA, but what else can I do to catch up?—Cheryl.

It’s good that you’re finally beginning to focus on retirement. Even more important, by opening an IRA you’ve taken a concrete step, which shows you’re doing more than just musing about it.

Given your late start, however, you’re going to have to follow up this first step with many others if you hope to materially improve your post-career...

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