How to survive a layoff

You can't always prevent yourself from being laid off. You can, however, prepare yourself for the possibility.

Losing your job is undoubtedly scary. But being prepared will allow you to focus on finding new employment instead of wasting energy on the stress of paying your bills.

So for starters: It's not always possible, but try to always have savings of at least three months of committed monthly expenses. This should include your mortgage, utilities, tuition, and any other expected bills....

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