How this new, deep-in-debt doctor spends $800 a week

Only in the last months of medical school did Jen, a 24-year-old new doctor, really look at her debt — at its worst, over $100,000. “It suddenly sunk in: Whoa, I owe a lot of money,” she says. Luckily, since she’s currently living at home with minimal expenses, she can put lots more towards debt repayment than most from her new healthy salary (almost $60,000).

But Jen has other expensive goals too: She’d like to save for a down payment on a house, or at least move out within the...

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