Going Platinum

Well, I did it. I waded through the fire-swamp of the NY State of Health online insurance marketplace, I got cleared to apply for insurance for next year, and I finally got to compare my current Bronze plan to the various alternatives. One delightful thing I noticed was that, as the plan levels got fancier, they started offering out-of-pocket maximums in sync with deductibles. So, your premium would be higher with a Silver plan — say, $442 a month — but you’d have a deductible of...

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