Dodd-Frank At Five: Wall Street Remains Humbled, But The War Over Financial Reform Is Nowhere Near Over

In the leadup to the financial crisis of 2008, few investment banks played as intimate a role as Goldman Sachs. The firm was an eager participant in the business of packaging bundles of subprime mortgages in convoluted financial instruments like collateralized debt obligations or credit-default swaps, which eventually turned toxic and helped crash the economy. Nor were Goldman's bankers oblivious to the risks. In one famous email, a trader referred to tranches of loans as...

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